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Your First 90 Days in Spain — The Admin Checklist, In Order

Practical guide6 min de lecturaRevisado: 2026-09-07

Arriving is the easy part. The first three months are an administrative chain where the order matters: each step is the input to the next, and skipping one stalls everything after it.

This list is in the order it should be done.

1. Empadronamiento — week one

Registering your address with the town hall. It is free, and it underpins almost everything else:

  • Without it you cannot get a public health card
  • Without it your child is not assigned to a local school
  • Without it your arraigo and renewal files have no evidence

What you need: passport, rental contract or deed (or the landlord's written authorisation), and the town hall form.

Where it gets stuck: landlords who will not register the address in your name. Ask before signing the lease — some refuse for tax reasons and you are left stranded.

2. NIE — as early as possible

The foreigner identification number, needed for anything financial: bank account, contracts, buying property, incorporating a company.

If you arrived on a residence visa, the NIE usually comes through the TIE process. If you need it for a specific transaction while still non-resident, apply separately.

Timing: a few weeks from inside Spain; two weeks to three months from abroad.

Where it gets stuck: getting an appointment (cita previa). In the big cities the booking system is full for months. Book before you arrive, not after.

3. TIE card — within 30 days of arrival

If you arrived on a residence visa, you have 30 days from entry to apply for fingerprinting and the residence card (TIE). That deadline is real.

What you need: passport with the visa, form EX-17, the paid tasa receipt, your empadronamiento certificate and passport photos.

Timing: the card is usually ready a few weeks after fingerprinting.

4. Bank account

With a NIE, passport and proof of address you can open a resident account, which costs less in fees than a non-resident one.

Where it gets stuck: some banks are difficult without an employment contract or proof of income. Digital banks are easier to open, but for immigration files a balance certificate from a traditional Spanish bank carries more weight.

5. Health card

If you are registered with social security — as an employee or autónomo — you get a public health card (tarjeta sanitaria) and are assigned a family doctor.

If you came on a non-lucrative permit, you have private insurance — the policy that was mandatory for the visa. Keep it until renewal; cancelling early is a common cause of refusal.

6. School for your children

With empadronamiento done, enrolment at the catchment school becomes possible. A passport is enough — you do not need to wait for a NIE, because education is a legal right for children. See studying in Spain.

7. Tax registration — the deadline that cannot be recovered

This is where real money is lost.

If you qualify for the special tax regime (the Beckham Law) — as an employee, digital nomad visa holder, company director or innovative entrepreneur — you must apply within six months of registering with social security, using modelo 149.

That deadline cannot be extended. People who find out late lose six years of the difference between 24% and 47%. Full explanation.

The timeline

When What
Before travelling Book the TIE appointment, translate and apostille documents, start homologación
Week 1 Empadronamiento
By day 30 TIE application and fingerprinting
Month 1 Bank account
Months 1–2 Health card, school enrolment
By month 6 Tax registration and, if eligible, modelo 149

Three common mistakes

  1. Not booking appointments before travelling. Immigration office slots in Madrid and Barcelona are full for months. Do it from home.
  2. Treating empadronamiento as optional while in temporary accommodation. Those months will not count later in an arraigo or citizenship file.
  3. Cancelling private insurance once the card arrives. Insurance is a renewal condition, not just an issuance condition.

Next step

Most of this can be started before you travel: appointments, translations and apostilles, and file preparation. Write to us and we will send a personalised version of this checklist, sequenced for your situation.

Esta página contiene información general y no sustituye al asesoramiento jurídico sobre su caso. La normativa de extranjería cambia con frecuencia: consúltenos antes de tomar una decisión.

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