Buying property in Spain
If you want the sort of flat any portal will show you, you do not need us. We earn our place when you want property that actually returns: a unit priced below market because the seller needs liquidity fast, or a trading business such as a bar or commercial premises whose yield is nothing like a residential rental.
Read this before you decide
And a serious warning: since 3 April 2025 buying property no longer grants residency. The Golden Visa programme was abolished outright. Anyone still telling you to "buy property and get residency" is either out of date or not being straight with you. Buying in Spain today is an investment decision — and like any investment, skipping the title and debt checks can get very expensive.
What you should know
- Below-market units: cases where the seller needs cash quickly and the property has not reached the public portals.
- A business instead of a flat: a bar, café, hostel or trading premises — lower entry cost and a yield well above residential rent, provided the accounts and licences have been verified.
- The Golden Visa ended on 3 April 2025. Existing holders keep their permit for its remaining validity; renewals are assessed case by case.
- Transfer tax (ITP) on resale is 6–10% by region; new-build carries 10% VAT plus stamp duty. This belongs in the yield calculation from day one.
- A non-EU non-resident owner pays IRNR at 24% annually and 19% capital gains tax on sale.
How we work
- 01
Define the goal
Yield or capital preservation? Your horizon and risk appetite decide what we go looking for.
- 02
Bring you options
Opportunities outside the public portals, presented with a real yield figure rather than an asking price.
- 03
Legal due diligence
Land registry search: ownership, mortgages, municipal debts, occupancy licence and, for commercial premises, the activity licence.
- 04
Contract to deed
An arras contract with protective terms, the notary, the taxes, registration — and rental management if you want it.
Why work with us
Access to properties that never reach the public portals.
We calculate the yield before you buy, with taxes and running costs — not from the asking price.
The same team that checks the property closes your residence and tax file.
The proposed 100% tax on non-EU buyers is still only a government proposal, not law. Looking for something with a real return? Tell us your budget and we will send you options.
Other services
Spain visa
Self-employment, entrepreneur, digital nomad, non-lucrative and student
Company registration in Spain
Moving or establishing your business in Spain.
Get a Spanish residence card
Get Spanish residency in the shortest time.
This page is general information and does not replace legal advice on your own case. Spanish immigration rules change often — talk to us before making a decision. · Content last reviewed: September 2026
Start your case with a consultation
Send us your question or your situation. Our team reviews it and proposes the route that fits you best.